Google searches and questions in hospitality forums show that many hosts struggle to understand short-term rental insurance and what it covers.

Here are answers to some of your frequently asked questions about vacation rental insurance and whether you need a separate policy from what you already have.

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What is short-term rental insurance/vacation rental insurance?

What does short-term rental insurance cover?

What claims does Airbnb cover?

What claims does Vrbo cover?

Do I need short-term rental insurance?

Who does short-term rental insurance?

How do I make sure I have adequate coverage for my short-term rental?

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